[Opening Scene- on camera, conversational tone]

Agent:

Are you a baby boomer looking to downsize or move into your next home? A reverse mortgage or HECM might be the key to unlocking your options — and it’s not just for retirement expenses.

A reverse mortgage lets you convert a portion of your home equity into cash — without monthly mortgage payments. With a Home Equity Conversion Mortgage, or HECM, you can access funds to purchase a new home, supplement retirement income, or cover moving costs.

For boomers looking to downsize, this can free up cash tied up in your current home while allowing you to buy a smaller property, a vacation home, or even move closer to family — all without monthly loan payments eating into your budget.

It’s important to understand eligibility, the amount you can access, and how it fits into your overall retirement plan. Proper planning ensures you maximize your equity and make a smooth transition to your next home.

[Closing Scene]

Agent:

If you’re considering downsizing or buying your next home using a reverse mortgage or HECM, reach out. I can help walk you through the options and show you how this strategy can work for your lifestyle and financial goals.